1. In vs Out
Regardless of the montage of confusing weight loss theories you may have heard, a healthy body weight comes down to calories. You will gain weight If you eat more calories than you burn. You will lose weight if you burn more calories than you consume.
Surplus = Gain
Maintenance = Stay
Deficit = Lose
The same is true for your money! It’s simple. Spend more and you will have less. Save more and you will have more. An empty bank account needs feeding.
If you brush your teeth for 7 hours on Monday you are not going to have fresh breath for the rest of the month. Health and wealth are obtained through consistency.
APPLY THE FUNDAMENTALS
Being healthy and wealthy does not spontaneously happen.
Avoid Impulse Purchases
Buying something on the spur of the moment is a terrible idea. Browsing store windows just for fun will likely to lead to spending too much money on stuff you don’t need.
Impulsive eating leads to blow-outs in your calorie bank account. You’re probably going to end up eating empty foods that don’t support a healthy body.
Count All Costs
Most people overestimate their calorie expenditure and underestimate their calories consumed. Similarly, most people underestimate costs and overestimate returns.
Don’t be Fooled by Marketing
People are lining up to take your money and you must be vigilant in protecting yourself from purchases designed to encourage you to spend money.
Though many people may have been successful using a health supplement or product, you don’t have to be swindled.
Know When to Spend on Quality
You can eat a Snickers, chips, and a Coke and lose weight (as long as you don't go over your daily calorie budget). But, if you eat garbage your going to feel like garbage.
Liquid laundry detergent is almost always cheaper than the individual soap pods; but, I have found that I actually save money using the pods because they provide portion control. Using the slightly higher quality soap actually saves me money because I use less.
Break Free of Expensive Habits
Cigarettes, alcohol, daily Starbucks trips, soda runs to the convenience store, and other expensive habits are killing your health and your wealth.
No One Else Can Do It For You
Seeking help and advice from professionals is a good idea; however, no one will take care of your health or wealth for you.
Being mindful and proactive about health and wealth will lead to a life of freedom and happiness. It doesn’t have to be complicated or overwhelming. Small consistent choices make all the difference. Start early and stick with it!