Embarking on the journey to financial freedom often brings a fixation on the destination. Envisioning the moment of "Breaking Free" or "Retirement" motivates us to keep going and enables us to make sacrifices now; however, as cliche as it may sound, don't forget there is joy in the journey.
W. C. Fields said, "Smile first thing it the morning. Get it over with." We often half-jokingly say, "The first 5 days of the week after the weekend are the hardest." Let's face it, the daily grind is arduous. I have never met anyone who does not feel challenged in life. But, just like every hike, if we only look at the ground and focus on our fatigue we miss all the gorgeous views along the way.
Enjoy the Journey" is not an excuse to spend now-save later since retirement is far away. It does not mean live large while you are young because your body will be too broken down to enjoy it when you are older. It is not binge shopping and buying excess because it is fun or you deserve it because you work hard. It absolutely is not a reason to accumulate credit card debt because you can afford the payments. Buying it now because you might not have the money later is the opposite of joy in the journey. These rationalizations cause financial stress. Choosing to blow your money sabotages your plans for retirement and financial freedom.
True joy comes from making wise financial choices. You will find deep satisfaction when you save now to have the ability to freely choose how you spend your money later. Instead of living s paycheck to paycheck your life will be stable and secure. You will have money when you need it--and when you don't. Intuitive spending will foster a euphoric feeling because you can enjoy your life without constantly worrying about making payments and losing precious earned funds to interest. Instead interest will work for you while you work on enjoying the moment each day.
Making wise financial choices puts you on a trajectory to true financial freedom. Find joy in the journey by celebrating your progress and experiencing power to live stably and securely all along the way. Instead of payment plans you will be making vacation plans.
Enjoy the journey!